Meet Our Team

Charles C. Kulch

Division Manager

Charles is a graduate of the University of Massachusetts with a Bachelor of Science Degree in Business Administration.  His education continued at Western New England College, where Charles obtained his MBA, with a concentration in Accounting.  His education propelled Charles into the world of finance and accounting for over 30 years.  During his distinguished career, he has spent time as a Vice President of Finance and Chief Financial Officer for various manufacturing companies.  Charles also has 10 years of experience with SEC reporting, as well as experience in individual and corporate taxes. 

Charles has spent the last 20 years assisting clients with their investment needs.  On October 19th, 2006, Charles began his relationship with NEXT Financial Group, Inc. to provide enhanced services to his clients.  In his 7 years with NEXT Financial Group, Inc., Charles has the honor of earning the title of number one broker for his firm 6 out of the 7 years .  Charles is also the recipient of the 2006 Business Excellence Award in Finance presented by the New Hampshire Business Review.

Charles holds his Series 6, 7, 63, 65, 24, and 26 licenses, and is currently licensed in the following states: , CA, CT,  FL, IA, MA, ME, MN,  NC, NH, NY, RI, SC, TX, VA, WI and WA.

Charles currently resides in Hudson, NH with his wife and two children.  He is very active in the community with various organizations.  Charles is also a licensed soccer coach and has coached numerous teams over the years in his spare time.

Charles truly values the relationships that he has fostered with each and every client, and works to treat each relationship with a personalized touch.  Charles strives to give the greatest consideration to your individual needs and preferences as he works with you to plan your future.

Elizabeth Salzberg

Director of Operations

Elizabeth joined Kulch Financial Services Inc, in Jan 2015. Elizabeth brings over 35 years of experience in the securities industry through positions held with regional and national broker/dealer firms. Elizabeth currently has her series 9, 10, 7 and 63 licenses.




Sarah Nobert

Office Coordinator


Ian Tollefsen

Certified Financial Planner


Adam LaGuardia

Trading Analyst

Adam has been with Kulch Financial Services since June 2015 and currently holds Series 7, 63, and 65 licenses.  Adam has over 9 years of financial industry experience in various trading and analytical roles.